Unlock Your Financial Future
Take control of your financial life with expert credit restoration and personalized guidance tailored to your specific goals and timeline.
Schedule A Free Financial Anaylsis
Our Three Step Process
Our credit repair service offers a quick, effective, and clear three-step process that delivers genuine results in no time, making it much easier for you to regain your financial health and achieve your goals.
Free Credit Analysis
We access your most accurate credit reports and give you a personalized quote based on real financial data.
Seamless Enrollment
Our experienced team quickly onboards you and begins restoring your credit right away every minute matters.
Relax and Watch
We fight for you by working directly with credit bureaus just sit back and watch your credit score grow.
Empowering Your Future Through Credit ConfidenceCommitted to Credit Repair Excellence
We help people take control of their credit, improve financial well-being, and unlock new opportunities with a process that works.
Our Mission
Empower individuals with restored credit and financial tools for long-term success.
Our Vision
Help every client achieve their highest financial potential with trustworthy and proven solutions.
Our Mission
Our Vision- We’ve helped countless clients improve scores and gain financial confidence.
- Led by industry expert Kathy Utiss with 30+ years of financial leadership.
- Our credit repair approach is backed by law and proven over time.
- We’re with you every step of the way — responsive, honest, and reliable.
Professional Credit Repair Solutions
We help remove negative, inaccurate, or outdated items from your credit report, giving you a cleaner financial slate and access to better opportunities for jobs, loans, and housing.
- Inquiry Removal: Clear hard inquiries to boost your score and reduce risk flags for lenders.
- Dispute Errors: We challenge inaccuracies and outdated information with all major credit bureaus on your behalf.
- Score Building: Customized guidance to rebuild and maintain your credit long-term.
Financial Services
We assist with insuring your financial future. The program we have will assist in paying off your home in 13 years, along with insuring reusable tax free income for retirement!
Wanted to get started? Simply fill out our Financial Statement form and email it to us upon completion!
Click To Open FormProven Success You Can Trust
We take pride in our proven track record of transforming lives through expert credit restoration services, helping individuals regain financial stability and achieve their dreams.
- Years of Experience 30+
- Clients Helped 1K+
- Success Rate 98%
- To See Results 90days
Comprehensive Credit & Financial Services
We offer expert help for individuals seeking fast, effective credit repair and debt solutions. We're here to restore your credit and rebuild your financial foundation with integrity.
Credit Repair
We eliminate harmful inaccuracies from your credit report, enhancing your score and expanding your financial opportunities.
Debt Settlement
Our experts negotiate with creditors to lower your debt, providing you with greater financial stability and peace of mind.
Consumer Credit Repair
Tailored credit rebuilding services focused on compliance and delivering quick, effective results for your financial recovery.
Financial Services
We wholeheartedly support your long-term financial success, going beyond mere credit restoration to ensure lasting growth.
Bankruptcy Reviews
We analyze your credit history and assist in rebuilding a stronger profile post-bankruptcy for a brighter financial future.
Short/Note Sale Negotiations
Receive expert assistance for intricate credit issues related to real estate, ensuring you navigate challenges effectively.
Ready to Transform Your Financial Future Today?
Get Your Free Credit Analysis
Meet Kathy Utiss, A True Industry Veteran
Welcome to Create-Opportunity.com. I’m Kathy Utiss, a native of St. Louis. I ended up with a passion for helping countless others achieve financial goals. I started in the asset management industry in 1994.
I specialize in helping clients recover financially through credit management and asset protection. With extensive experience in consumer laws, I empower individuals to enhance their credit scores and build substantial wealth for a prosperous future.
Learn More About Kathy
We Deliver Real Credit Solutions
Veteran-Level Expertise
30+ years in credit and asset recovery ensures your case is handled with precision.
Ethical & Transparent Pricing
One-time fees save you money and stress—no surprise charges.
Fast, Personalized Solutions
Quick turnaround and dedicated service built around your unique credit goals.
Our Trusted Partners
Frequently Asked Questions
We expect to see results in 60 days or less. The process can take longer depending on amount of clean up negotiations necessary.
Yes! We begin with a complimentary credit analysis and a custom quote.
The cost of service is an estimate until we are able to negotiatie beneficially in clients behalf. We attempt to keep costs minimal instead of basing a fee on how much we save a customer.
We assist with real world answers to rectifying clients ability to perform financially. This is done by confirming information available from client, and updating information accurately to benefit client.
Credit repair is safe and legal. Everyone has an ability to make sure their credit profile is correct. We insure it presents clients ability to be financially responsible.